Waiting for Portugal's 2027 budget before buying? A non-resident buying in Lagos saves nothing. What the proposal really changes, with the IMT maths.
Legislation
NHR closed to new arrivals in 2024. Its replacement, IFICI, taxes qualifying work at 20% but gives retirees nothing. Here is who still qualifies in 2026.
The EU proposed the Affordable Housing Act on 9 September 2026. It does not ban Airbnb or restrict second homes. What it actually says for Algarve buyers.
Agents are telling non-resident buyers to complete before 1 September 2026 to dodge the 7.5% IMT. That deadline does not exist. Here is what the decree says.
Portugal cut VAT on new-build and renovation contracts from 23% to 6% in 2026, but only for primary homes under EUR 660,982. See who qualifies in the Algarve.
Portugal's rental reform, approved 9 July 2026: the 2% rent cap goes, deposits are uncapped, and arrears bite at two months. What Algarve landlords gain.
Portugal's new 7.5% IMT for non-resident buyers: what it costs in Lagos, the three legal ways out, the disputed start date, and what it means if you sell.
Portugal's new Construction Code took effect on 1 June 2026. Here is what it changes if you are buying a renovation project or plot in the Western Algarve.
On 21 May 2026 buying property in Portugal got pricier for non-residents. What it actually costs an American on a €1M villa in Lagos, plus the refund route.
Portugal's state-backed 100% mortgage isn't only for Portuguese nationals. Under-35 residents qualify too, but the Bank of Portugal is preparing to tighten.