A step by step guide to buying property in Lagos and the Western Algarve as a foreign buyer in 2026: the NIF, the promissory contract, the flat 7.5 percent non-resident IMT, financing and the deed.
Portugal Know-How
Most agents you meet in Lagos work for the seller. How to check an agency's AMI licence, vet the person, and know when you need a buyer's agent.
A new build in the Algarve costs 20% to 35% more than a comparable resale. Here is what that premium actually buys you, and when it is worth paying.
Renting a two-bed in Lagos costs 54,000 EUR over three years. Buying at 500,000 EUR costs 45,000 EUR you never get back. The 2026 numbers, side by side.
In Portugal, individual estate agents need no licence or exam. Here is why that matters when you are buying in the Algarve, and how to choose well.
I moved to the Algarve from Brussels eight years ago. Here is why working with an expat agent who has lived the process helps you buy or sell with less stress.
Three years to approve one Lagos build. With the new Simplex and CLT timber, you can now go from bare plot to a finished Algarve villa in about a year.
Moving to Lagos? Here is the practical 90-day checklist new residents actually need - NIF, AIMA, utilities, healthcare, driving licence, and more.
Let’s be honest. Planning a move to a new country is exhausting. You’ve finally wrapped your head around the immigration paperwork, you’ve sorted your D7 Visa or Golden Visa, and you’re aggressively researching buying property in Lagos Algarve. But right around the time you start looking at houses, a midnight panic sets in: What happens if I get sick? I get it. It’s the number one worry I hear...
In the competitive Lagos and Western Algarve market, a simple listing won't cut it. For expat sellers, our goal isn't just a sale. It's a strategic outcome that delivers the serenity you moved here for. We manage the entire lifecycle through four distinct, data-driven phases: Phase 1: 💰 The Price & Polish Foundation This preparation phase determines the entire sales trajectory. Get it...