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Portugal Know-How

The Sunny Steve 4-Phase Framework for Selling with Serenity in the Algarve

In the competitive Lagos and Western Algarve market, a simple listing won't cut it. For expat sellers, our goal isn't just a sale—it's a strategic outcome that delivers the serenity you moved here for. We manage the entire lifecycle through four distinct, data-driven phases: Phase 1: 💰 The Price & Polish Foundation This preparation phase determines the entire sales trajectory. Get it...

The “Alojamento Local” trap that nearly cost my american clients €200.000 😱

When you're packing up your life and moving to a place as beautiful as Lagos, Algarve, you're looking for sun, peace, and financial clarity. You've navigated the visa process (maybe the D7 or even the old Golden Visa route), bought a stunning home, and now you’re ready for the next chapter—perhaps downsizing or releasing equity for that long-awaited travel fund. The last thing you expect is to find...

The Expat’s Most Expensive Mistake when moving to the Algarve is “Testing the Waters”

🏠 Why 'Testing the Waters' in Lagos Is the Most Expensive Advice You'll Ever Take It’s the first piece of advice every well-meaning friend gives a new expat: "Rent for a year to get a feel for the area." It sounds safe, right? It sounds prudent. You’re intelligent, you’re financially qualified, and you want to make an informed decision. But here’s a straight-talking dose of the Algarve...

Your Guide to Healthcare in the Algarve: A Look at Private Insurance in Lagos

While Portugal's public healthcare system (SNS) is excellent, many of my clients, especially those still in the process of obtaining residency, find that private health insurance offers a level of convenience and speed that is hard to beat. I've put together this guide to help you understand your options and feel confident about your move to this beautiful part of the world. Why Do Expats Choose...

IMI: Pay, Simulate, and Save on Your Portuguese Property Tax

One of the key annual obligations for property owners in Portugal is the Imposto Municipal sobre Imóveis (IMI), or Municipal Property Tax. With the May 31st deadline for the first instalment fast approaching in 2025, I wanted to provide a clear and concise guide to help you understand, manage, and potentially even reduce this important tax. This article will cover: What is IMI? What is the...

Portugal’s Zillow: Best Websites for House Hunting in Algarve

Navigating the Portuguese real estate market can seem daunting, especially for international buyers. Unlike some countries, Portugal doesn't have a single, dominant platform like Zillow. However, several excellent websites can help you find your dream property in the beautiful Algarve region and beyond. As an experienced real estate agent in Lagos, I've compiled this guide to help you understand the best...